The Kidney Donation Anti-Discrimination Act would prohibit life insurance companies from treating living kidney donors unfavorably when offering, pricing, or setting conditions on life insurance policies based solely on their donor status, unless the insurance company can demonstrate additional actuarial risks unrelated to the donation itself. The bill affects life insurance providers and people who have donated a kidney while living. Anyone harmed by discrimination under this law would have the right to sue the insurance company in federal court for damages and attorney's fees. The legislation does not preempt stronger state or local protections for kidney donors. No specific funding or implementation timeline is included in the bill.
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