To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes.
About This Bill
Committee
Latest Action · August 3, 2026
Referred to the House Committee on Financial Services.
This bill amends federal debt collection laws to protect active-duty military members, veterans, and military dependents from abusive collection practices. It prohibits debt collectors from threatening servicemembers with rank reduction, security clearance revocation, or prosecution under military law when collecting debts. The protections apply to active duty members, those who separated from the military within the past year, and their dependents. The legislation also directs the Government Accountability Office to study how these new protections affect the timely delivery of debt collection information, military readiness, and national security concerns related to servicemembers with security clearances.
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