This bill requires health insurance companies and Medicare Advantage plans to publicly disclose detailed information about coverage denials and appeals. Specifically, insurers must report the percentage and number of claims denied on initial review, claims approved, and appeals that resulted in overturning denials, along with reasons for denials and how long decisions took. The disclosures must also specify whether denials were made through automated processes like artificial intelligence, algorithmic systems, or human review. Insurance companies and Medicare Advantage organizations must submit this deidentified information to the Department of Health and Human Services and post it on their own websites within one year of each plan year, using consumer-friendly formats established by the Secretary. The reporting requirements take effect for plan years beginning on or after January 1 of the first year following the bill's enactment, with no specific funding allocated in the legislation itself.