This bill establishes a federal grant program to help states combat financial fraud targeting seniors age 62 and older. The Securities and Exchange Commission would distribute up to $10 million annually through 2030 to state securities commissions and insurance departments, with individual states receiving a maximum of $500,000 per year, or $1 million if a single entity oversees both securities and insurance. States would use these grants to hire investigators and prosecutors, develop technology and training tools, create public education programs about senior fraud, and strengthen state laws protecting older adults from financial exploitation. The bill responds to data showing that seniors face increasing risks from scams, with investment fraud losses exceeding $4.6 billion in 2023 alone. The SEC would track grant effectiveness through detailed reporting requirements and annual audits to ensure funds are used as intended.