S. 1015 is a straightforward extension bill that keeps the National Flood Insurance Program operating through the end of 2026, pushing back its current expiration date from September 30, 2023. The bill, introduced by Senators Cassidy and Kennedy in March 2025, amends two sections of the National Flood Insurance Act of 1968 to extend both the program's financing authority and overall authorization. This extension affects millions of Americans who rely on the federal flood insurance program for property protection in flood-prone areas, particularly homeowners and businesses in coastal and river communities. The bill does not specify new funding amounts, as it simply extends the existing program's authorization rather than creating new appropriations. By extending the program through 2026, Congress provides stability for the National Flood Insurance Program and gives policymakers additional time before needing to pass new legislation on flood insurance.
Take Action
Your position
Add a comment
to comment on this bill.
Annotate the text
Highlight any passage on the Summary or Full Text tab to attach a note. Annotations appear on the Annotations tab.