The Survivor Benefits Application Modernization Act directs the Social Security Administration to modernize how survivors apply for benefits under Social Security. Specifically, the bill requires the agency to create an online portal within 180 days where applicants can schedule appointments for survivor benefits, and to develop a full online application system within one year. These changes affect families who lose a wage earner and depend on survivor benefits to help cover living expenses. The bill authorizes whatever funding is necessary for these improvements but does not specify an exact dollar amount. Within three years of implementation, the Social Security Administration must report to Congress on how the changes affect application numbers, implementation costs or savings, and any changes in fraudulent applications.