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H.R. 1070

BillFederalHouseIn Committee
Restoring Competitive Property Insurance Availability Act
About This Bill
Committee
Latest Action · February 6, 2025
Referred to the House Committee on Ways and Means.
Congress
119th (2025–2027)
Introduced
February 6, 2025
Cosponsors (0)
None
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Summary

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Restoring Competitive Property Insurance Availability Act This bill allows certain insurance companies to temporarily exclude premiums paid for real property insurance on property located in a federally-declared disaster area from the company's gross income for federal tax purposes. Specifically, under the bill, an insurance company (other than a life insurance company) that provided real property insurance immediately prior to a federally-declared disaster for property located in the disaster area may exclude from gross income (1) the amount of premiums paid for such insurance, minus (2) any tax deductions properly attributed to such premiums. Further, such premiums may be excluded for the first five tax years ending after the date of the disaster.

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