This joint resolution uses Congress's authority under the Congressional Review Act to overturn a decision by the Consumer Financial Protection Bureau (CFPB) to withdraw rules on fair credit reporting and background screening. The CFPB had originally issued regulations in January 2024 governing how background screening companies handle credit reports, but then withdrew those rules in May 2025. Congress is now stepping in to disapprove the CFPB's withdrawal, which would effectively restore the original background screening protections. The resolution primarily affects employers, background screening companies, and workers who undergo background checks as part of the hiring process. If passed, this measure would nullify the CFPB's decision to eliminate the fair credit reporting rules and restore consumer protections in the background screening process.