A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".
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Committee
Latest Action · March 26, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This joint resolution would block the Consumer Financial Protection Bureau from withdrawing its 2022 guidance on medical debt collection and consumer reporting requirements. The guidance, known as Bulletin 2022-01, established protections related to the No Surprises Act, which limits unexpected medical bills. By invoking the Congressional Review Act, this resolution would use Congress's authority to disapprove of the agency's rule and prevent it from taking effect, thereby keeping the 2022 medical debt protections in place. The resolution affects debt collectors, credit reporting agencies, and consumers dealing with medical debt. If passed by both chambers and signed into law, the withdrawal rule would be invalidated and have no legal effect.
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