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S. 1564

BillFederalSenateIn Committee
Floodplain Enhancement and Recovery Act
About This Bill
Committee
Latest Action · May 1, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congress
119th (2025–2027)
Introduced
May 1, 2025
Cosponsors (3)
1D 2R
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Summary

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This bill amends federal flood insurance law to streamline approval of ecosystem restoration projects in floodplains and wetlands. The legislation exempts communities from paying review fees when requesting flood insurance map updates based on restoration work, and allows certain restoration projects to proceed even if they slightly raise flood elevations—up to one foot—provided a professional engineer determines the overall increase won't endanger buildings or critical infrastructure. Communities must submit an analysis within 180 days after completing such projects. The Federal Emergency Management Agency (FEMA) is directed to issue detailed implementation guidance within 180 days of the bill's enactment, in consultation with federal and state natural resource agencies. The bill aims to reduce regulatory barriers to environmental restoration efforts while maintaining public safety protections.

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