A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".
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Committee
Latest Action · April 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This resolution would block a recent decision by the Consumer Financial Protection Bureau to withdraw its 2022 guidance on debt collection and credit reporting practices involving nursing home debts. The original 2022 guidance addressed how debt collectors and credit reporting agencies should handle debts from nursing homes that may be invalid or improperly documented. By disapproving the withdrawal, Congress would effectively restore and keep that consumer protection guidance in place. The resolution uses the congressional disapproval process, which allows Congress to overturn federal agency rules without requiring the president's signature. This measure would protect nursing home residents and their families from potentially aggressive debt collection practices related to questionable debts.
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