The HEIR Act of 2025 helps people who inherit property without traditional legal documentation access federal disaster recovery and mitigation funds. The bill requires the Department of Housing and Urban Development to update rules for Community Development Block Grant programs so that heirs and others lacking standard ownership documents can prove their property rights using alternative methods, such as a standardized affidavit form or letters from schools, benefit providers, and nonprofit organizations. The bill specifically addresses "heir property"—homes passed down through families without formal title transfers—and requires that affidavit forms be available in English, Spanish, and other locally spoken languages, while prohibiting grantees from requiring notarization. This change directly affects people in disaster-declared areas who own property but lack traditional paperwork, removing barriers that currently prevent them from receiving federal housing repair and reconstruction assistance.
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