A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".
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Committee
Latest Action · April 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This joint resolution uses Congress's power to block federal agency rules and would disapprove of a decision by the Consumer Financial Protection Bureau to withdraw its 2015 guidance on in-person debt collection practices. The resolution would prevent the bureau's withdrawal from taking effect, meaning the original 2015 bulletin would remain in effect to protect consumers during face-to-face debt collection interactions. The resolution affects debt collection companies and consumers who may be contacted for unpaid debts, as it preserves protections established a decade ago. No specific funding or implementation timeline is included in the measure. Senator Hickenlooper introduced this resolution in April 2026, and it was referred to the Senate Banking Committee for consideration.
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