This joint resolution disapproves a rule issued by the Bureau of Consumer Financial Protection in May 2025 that would withdraw an earlier consumer protection regulation. The withdrawn rule had addressed equal credit opportunity practices, specifically protecting consumers from unfavorable changes to their existing credit arrangements without valid reasons. By passing this resolution, Congress would block the Bureau's withdrawal and keep the consumer protection rule in place. The resolution uses the Congressional Review Act, a procedural mechanism that allows Congress to overturn federal agency rules. If approved by both the House and Senate and signed by the President, the disapproved rule would have no legal effect, preserving the consumer protections that would otherwise have been eliminated.