Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
About This Bill
Committee
Latest Action · April 30, 2026
Referred to the House Committee on Financial Services.
This joint resolution would block a decision by the Consumer Financial Protection Bureau to withdraw a rule that protected consumers from deceptive and unfair debt collection practices involving medical debt. The rule in question, known as Regulation F, was originally designed to regulate how debt collectors treat people with medical debts. The CFPB attempted to withdraw this protection in 2025, but this resolution would prevent that withdrawal from taking effect, meaning the consumer protections would remain in place. The measure uses the Congressional Review Act, a process that allows Congress to disapprove federal agency rules. If passed by both the House and Senate and signed into law, the resolution would invalidate the CFPB's withdrawal decision and keep medical debt collection protections active.
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