A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Information Requests to Large Banks and Credit Unions".
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Committee
Latest Action · April 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This joint resolution uses a congressional disapproval process to block a 2025 decision by the Consumer Financial Protection Bureau to withdraw a previous rule about consumer information requests to large banks and credit unions. The rule being disapproved was submitted by the CFPB in May 2025 and would have reversed an earlier 2023 rule that required large banks and credit unions to respond to consumer requests for their own financial information. If passed, this resolution would nullify the CFPB's withdrawal decision and reinstate the original consumer information request rule. The resolution was introduced by Senator Warren and referred to the Senate Banking Committee, and it uses the Congressional Review Act process, which allows Congress to overturn federal agency rules through a simple majority vote in both chambers.
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