Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".
About This Bill
Committee
Latest Action · April 30, 2026
Referred to the House Committee on Financial Services.
This joint resolution would reject a decision by the Bureau of Consumer Financial Protection to withdraw its 2022 guidance on medical debt collection and consumer reporting requirements. The original 2022 bulletin established consumer protections related to surprise medical bills under the No Surprises Act, and the bureau attempted to withdraw that protection in May 2025. If passed, this resolution would block the withdrawal and keep the 2022 consumer protections in place, preventing debt collectors from using certain practices related to medical debts and their reporting to credit agencies. The resolution affects consumers with medical debt and the debt collection industry. No funding or specific implementation timeline is specified in the legislation, as it simply prevents a regulatory change rather than creating new programs.
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