The FARMER Act of 2025 modifies the federal crop insurance program to provide additional financial support to farmers. Specifically, it increases the government's premium subsidies for individual farm revenue and yield protection plans when farmers choose enterprise or whole-farm coverage levels, raising support from the current level to 77 percent and 68 percent respectively. The bill also strengthens the supplemental coverage option by improving coverage levels and increasing the government's premium subsidy from 65 percent to 80 percent. Additionally, the legislation requires the USDA's crop insurance corporation to conduct a study within one year to explore whether supplemental coverage can be expanded to larger counties while still providing more targeted protection than county-wide coverage. These changes aim to make crop insurance more affordable and comprehensive for American farmers facing agricultural risks.
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