This joint resolution would block a decision by the Bureau of Consumer Financial Protection to withdraw its 2016 guidance on detecting and preventing consumer harm from sales incentives. The rule in question originally provided guidance to financial institutions about how production incentives—such as sales targets or bonuses—can inadvertently encourage employees to mislead consumers or steer them toward unsuitable products. By disapproving the bureau's withdrawal of this guidance, Congress would keep the 2016 compliance bulletin in effect, ensuring that financial institutions continue to follow these consumer protection standards. The resolution uses the Congressional Review Act process, which allows Congress to overturn federal agency rules. If passed by both chambers and signed by the President, the measure would prevent the bureau's withdrawal decision from taking effect.