This resolution disapproves a decision by the Consumer Financial Protection Bureau to withdraw a 2022 rule that addressed unfair practices by banks in assessing returned deposit item fees. If passed, the resolution would block the bureau's withdrawal and reinstate the protections that were originally intended to prevent banks from charging excessive fees when deposited checks are returned unpaid. The measure uses the Congressional Review Act, a process that allows Congress to overturn federal agency rules with a simple majority vote. The resolution affects banks and consumers who may be charged returned check fees. There is no specific funding or implementation timeline mentioned in the legislation beyond the May 2025 date when the bureau initially submitted its withdrawal proposal.