This joint resolution uses the Congressional Review Act to disapprove and block a rule issued by the Consumer Financial Protection Bureau (CFPB) that would withdraw a previous guidance document on reopening deposit accounts that consumers had closed. The original guidance, issued in May 2023, addressed how banks should handle requests from consumers to reopen accounts they had previously shut down. The CFPB attempted to withdraw this guidance in May 2025, but this resolution would prevent that withdrawal from taking effect, keeping the original consumer protections in place. If passed by both chambers and signed into law, the resolution would nullify the CFPB's action and ensure that the guidance requiring banks to facilitate account reopening remains enforceable. This legislation affects banks and other financial institutions that handle consumer deposit accounts, as well as consumers seeking to restore access to previously closed accounts.