A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles".
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Committee
Latest Action · April 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This joint resolution uses Congress's power to disapprove federal regulations and blocks the Bureau of Consumer Financial Protection from withdrawing a 2022 rule designed to protect consumers from harmful automobile repossession practices. The original rule, known as "Bulletin 2022-04," established safeguards for car owners facing repossession. The Consumer Financial Protection Bureau submitted a rule to withdraw this consumer protection in May 2025, which this resolution rejects, meaning the original consumer protections would remain in effect. The resolution was introduced by Senator Elizabeth Warren in April 2026 and referred to the Senate Banking Committee. If passed by both chambers of Congress, this action would prevent the CFPB from eliminating the automobile repossession protections that help borrowers avoid losing their vehicles.
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