119th (2025–2027)
H.J.Res. 175
This joint resolution would block a decision by the Consumer Financial Protection Bureau to withdraw its guidance on deceptive marketing practices related to money transfers. The CFPB had issued guidance in 2024 warning against misleading claims about how fast or cheap it is to send remittance transfers, and in 2025 the agency moved to withdraw that guidance. This resolution uses the Congressional Review Act to disapprove of that withdrawal, which would prevent the CFPB from removing the consumer protections. If passed by both chambers and signed into law, the guidance would remain in effect and retain its legal force. The resolution affects money transfer companies and protects consumers, particularly immigrants who send money internationally, from deceptive marketing about transfer speeds and costs.