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S.J.Res. 175

Joint ResolutionFederalSenateIn Committee
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-02: Deceptive Representations Involving the FDIC's Name or Logo or Deposit Insurance".
About This Bill
Committee
Latest Action · April 13, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congress
119th (2025–2027)
Introduced
April 13, 2026
Cosponsors (0)
None
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Summary

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This joint resolution disapproves a decision by the Consumer Financial Protection Bureau to withdraw an earlier rule that protected consumers from deceptive uses of the Federal Deposit Insurance Corporation's name, logo, or deposit insurance claims. The original rule, issued in 2022, was designed to prevent financial companies from misleading consumers by falsely claiming FDIC protection or misusing FDIC branding. If approved, this resolution would block the CFPB's withdrawal and restore the consumer protection rule. The resolution affects financial institutions and consumers who rely on accurate information about deposit insurance coverage. No specific funding or implementation timeline is included in this disapproval measure, which uses Congress's authority under the Congressional Review Act to overturn federal agency regulations.

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