119th (2025–2027)
H.J.Res. 177
This joint resolution uses Congress's power to block federal agency rules and would disapprove the Consumer Financial Protection Bureau's decision to withdraw a rule on fair credit reporting practices involving name-only matching procedures. The original rule, issued in 2021, addressed how credit reporting agencies can match consumers' names to credit files, and the CFPB submitted a notice of withdrawal in May 2025. If passed, this resolution would prevent the CFPB's withdrawal from taking effect, meaning the original fair credit reporting rule would remain in place. The resolution was introduced in May 2026 and referred to the House Committee on Financial Services. This measure would primarily affect credit reporting agencies and consumers who rely on protections related to how their names are matched to their credit information.