Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".
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Committee
Latest Action · May 12, 2026
Referred to the House Committee on Financial Services.
This resolution disapproves an action by the Bureau of Consumer Financial Protection to withdraw its 2023 guidance on unlawful negative option marketing practices, commonly known as "dark patterns" used in subscription and automatic renewal schemes. The rule in question would have reversed consumer protections that required companies to make it easy for customers to cancel subscriptions and obtain clear consent before charging them. If passed, this resolution would prevent the bureau's withdrawal from taking effect, meaning the original 2023 consumer protections would remain in force. The resolution affects businesses that use negative option marketing and consumers who sign up for subscriptions or automatic renewals. This type of disapproval resolution follows the Congressional Review Act process, which allows Congress to overturn federal agency regulations with a simple majority vote in both chambers.
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