The LIONs Act of 2025 increases the maximum loan amounts available to small businesses through two major Small Business Administration lending programs. The bill doubles the cap on Section 7(a) loans from $3.75 million to $7.5 million (with a gross loan limit increasing from $5 million to $10 million), and doubles the cap on development company loans from $5 million to $10 million. These changes allow small business owners to borrow larger amounts for expansion, equipment, working capital, and other business purposes. The legislation, introduced in March 2025, does not specify new funding allocations or implementation timelines, suggesting it primarily restructures existing program parameters. This bill would benefit small business owners seeking capital beyond current lending limits.
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