The POST GRAD Act would restore the federal government's ability to issue Direct Stafford Loans to graduate and professional students. Currently, the government stopped making these loans to graduate students after 2012, instead requiring them to rely on PLUS loans, which typically carry higher interest rates. By reinstating this authority, the bill aims to help graduate students access more affordable borrowing options and reduce the debt burden they accumulate while pursuing advanced degrees. The bill modifies the Higher Education Act of 1965 to reverse the earlier termination of the graduate Stafford loan program. The legislation was introduced in June 2025 and referred to the Senate Committee on Health, Education, Labor, and Pensions.
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