The Easy Enrollment in Health Care Act streamlines how uninsured Americans can gain health insurance coverage by allowing them to automatically enroll during tax filing starting in 2028. The bill creates a system where the IRS securely shares tax return information with health insurance exchanges and Medicaid programs to determine eligibility and automatically enroll eligible individuals into free or low-cost health plans—unless they actively choose different coverage or opt out. To make this work, the bill allows exchanges to access employment and wage data from federal databases to verify eligibility, streamlines Medicaid enrollment by accepting verification from other benefit programs, and provides unlimited funding for the IT systems and staff needed across federal and state agencies. The legislation also establishes an advisory committee to guide implementation and requires the Department of Health and Human Services to study the program's effectiveness and recommend improvements by mid-2030. Overall, the bill aims to reduce the paperwork burden and complexity that often prevents eligible Americans from enrolling in available health coverage.
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