The Click to Cancel Consumer Protection Act would convert the Federal Trade Commission's existing "negative option rule" into federal law, making it a permanent statutory requirement rather than a regulatory guideline. The rule requires companies offering subscriptions or auto-billing services to make cancellation as easy as the initial sign-up process and to obtain clear, affirmative consent before charging customers. This legislation affects any business using negative option billing—including subscription services, trial offers, and automatic renewals—and protects millions of consumers who currently face obstacles when trying to cancel recurring charges. The bill simply codifies rules already in place as of July 7, 2025, with no additional funding or implementation timeline specified, essentially locking current FTC protections into law to prevent future regulatory changes.
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