The Ending Lending to China Act of 2025 directs the U.S. Treasury to oppose any new loans or financial assistance from multilateral development banks—such as the World Bank and Asian Development Bank—to China. The bill's rationale is that China is now wealthy enough to graduate from these programs, having exceeded the income threshold for borrowing eligibility since 2016 and maintaining over $3.2 trillion in foreign exchange reserves. The legislation requires the U.S. Treasury Secretary to instruct American representatives at these banks to vote against Chinese borrowing requests and to push for graduation of other countries that exceed income thresholds. Beginning one year after enactment and annually thereafter, the Treasury must report to Congress on China's borrowing status, voting power at these banks, and U.S. efforts to enforce graduation rules for all countries that meet income benchmarks for graduation from assistance programs.
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