The Adjunct Faculty Loan Fairness Act of 2025 expands eligibility for federal Public Service Loan Forgiveness to include adjunct and contingent faculty members at colleges, universities, and tribal institutions. Currently, only full-time tenured teachers qualify for this program, which forgives remaining student loan debt after 10 years of qualifying payments. Under this bill, adjunct faculty would become eligible if they teach at least 9 credit hours per semester (or equivalent hours per year) and are not employed full-time elsewhere. The legislation affects the roughly 1 million adjunct faculty in American higher education who often earn lower wages than full-time professors while carrying significant student debt. The bill requires no new federal funding, as it simply changes eligibility rules for the existing loan forgiveness program, and it includes no specific implementation timeline.
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