The NCUA Central Liquidity Facility Enhancements Act would modify how credit unions can participate as "agent members" in the National Credit Union Administration's Central Liquidity Facility, a government program that provides emergency funding to credit unions during financial stress. Currently, federal law automatically includes all credit unions in this agent membership category, but this bill would give the NCUA Board discretion to decide which credit unions can participate, rather than including them automatically. This change would allow the regulatory agency more flexibility in managing the facility and determining which institutions are eligible to access emergency liquidity support. The bill affects credit unions nationwide and was introduced in July 2025 with bipartisan support.
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