The IVF for Military Families Act would expand the TRICARE military health insurance program to cover fertility treatments for active-duty service members and their dependents, starting October 1, 2027. The bill covers a broad range of fertility-related services including in vitro fertilization (with coverage for up to three egg retrievals and unlimited embryo transfers), artificial insemination, egg and sperm preservation, and related medications and procedures. Additionally, the legislation requires the Department of Defense to establish a program coordinating fertility care and providing training to civilian healthcare providers who treat military families. The bill does not specify new funding amounts, as it amends existing TRICARE authority, though implementation costs would depend on the number of military families utilizing these benefits. This change would make the military's health benefits more comparable to many federal employee and private insurance plans that already cover fertility treatment.
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