The Student Loan Deduction Act of 2025 modifies the federal food assistance program (SNAP, formerly known as food stamps) to allow households to deduct their student loan payments when calculating income eligibility. Currently, SNAP only allows deductions for certain expenses like childcare and medical costs, but not student loan payments; this bill adds student loan payments to that list. The change applies to both federal student loans made under the Higher Education Act and private education loans, and takes effect 180 days after the bill becomes law. By reducing the counted income used to determine SNAP eligibility, the deduction could help borrowers—particularly those with significant student debt—qualify for or receive more food assistance benefits. The bill was introduced by a group of Democratic senators and is being considered by the Senate Committee on Agriculture, Nutrition, and Forestry.
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