H.Res. 292 is a resolution expressing support for "Financial Literacy Month" and calling attention to the importance of financial education in America. The resolution highlights several concerning statistics: approximately 19 million U.S. households are unbanked or underbanked, only 42 percent of American adults have a budget, and Americans carry $18 trillion in household debt. The resolution notes that financial literacy education is unevenly required in schools—only 28 states require economics courses and 35 states require personal finance courses for high school graduation. Rather than creating new programs or spending, this resolution simply urges the federal government, states, schools, businesses, and nonprofit organizations to promote financial literacy awareness and education through appropriate programs and activities during Financial Literacy Month.
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