The Business over Ballots Act would prohibit the Small Business Administration (SBA) from taking actions to help people access voter registration, except where specifically authorized by existing federal law. The bill affects the SBA and any organizations that receive SBA funding through contracts or agreements, requiring them to include provisions stating they cannot use that assistance for voter registration activities. The legislation also prevents the SBA from working through other entities to facilitate voter registration unless Congress explicitly authorizes it. The bill does not contain specific funding allocations or implementation timelines, but would take effect upon enactment and apply to all contracts entered into after that date. The underlying intent, as stated in the legislation, is to redirect the SBA's focus exclusively toward small business assistance rather than voter engagement activities.