The PSA Screening for HIM Act requires all group and individual health insurance plans to cover prostate cancer screenings for men age 40 and older who are at high risk—specifically African-American men and men with a family history of prostate cancer—without charging patients any out-of-pocket costs like copayments or deductibles. The bill addresses significant health disparities, noting that prostate cancer is the second leading cause of cancer death in men, with African-American men being 70 percent more likely to be diagnosed and 2.1 times more likely to die from it than white men, while early-stage detection offers nearly 100 percent survival rates compared to just 37 percent for late-stage diagnosis. The legislation would take effect for insurance plans beginning January 1, 2025, and is intended to remove financial barriers to screening so that high-risk men can catch the disease early before it becomes costly and life-threatening to treat.
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