H.R. 3075, the Locality-based Social Security Benefits Act of 2025, would adjust Social Security payments based on where recipients live. Under the bill, the Social Security Administration would increase monthly benefits for retirees, survivors, and disabled individuals by a percentage that varies by geographic area, using the same locality pay rates that the federal government applies to federal employee salaries. This means Social Security recipients in high-cost areas like major cities could receive larger benefit increases than those in lower-cost regions. The bill would affect all current and future Social Security beneficiaries and would tie benefit adjustments to federal locality pay determinations made annually by the President. No specific funding amount or implementation timeline is specified in the legislation.
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