Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
The Bridge to Medicaid Act of 2025 aims to make health insurance more affordable for low-income people in states that have not expanded Medicaid coverage. The bill primarily works through the Affordable Care Act's federal health insurance marketplace, reducing out-of-pocket costs to nearly zero for individuals earning up to 138 percent of the federal poverty line during plan years 2026–2028, while also extending premium tax credits to those same low-income individuals. The legislation adds benefits like non-emergency medical transportation and other services similar to what Medicaid covers, enables continuous enrollment for eligible individuals, and requires $105 million in outreach and education funding through 2028 to inform low-income people about available coverage options. Additionally, the bill increases federal Medicaid reimbursement rates for states that have already expanded Medicaid through 2028 to help offset costs. Total new federal funding appropriated includes $65 million for implementation and up to $105 million for outreach, with additional mandatory funding for premium assistance and health insurance issuer payments through open-ended appropriations.
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