The Flight Education Access Act increases federal student loan limits for undergraduate students pursuing commercial pilot training at accredited institutions, allowing dependent students to borrow up to $111,000 total and independent students up to $137,500 total in unsubsidized loans, while also raising subsidized loan limits to $65,000. The bill requires schools to provide borrowers with enhanced disclosures about loan costs, interest rates, and repayment terms before disbursing funds, and mandates that flight education programs maintain a 70% completion rate to remain eligible for federal funding. Institutions must collect and report detailed data on student enrollment, completion rates, and demographics broken down by gender, race, ethnicity, and socioeconomic status, with the Department of Education submitting biennial reports to Congress and the Government Accountability Office conducting a review within two years. The legislation authorizes $3 million annually from 2025 through 2035 for implementation and preserves all existing pilot training standards under current law.
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