This bill would require Medicare to cover all contraceptive items and services without cost-sharing (no copayments, coinsurance, or deductibles) starting January 1, 2027. The coverage applies to traditional Medicare (Part B), Medicare Advantage plans (Part C), and prescription drug coverage (Part D), and includes contraceptive drugs, devices, counseling, and related clinical services like insertions and follow-up care. The bill affects millions of Medicare beneficiaries, particularly older adults and people with disabilities who currently may face out-of-pocket costs for contraception. The legislation also directs the Department of Health and Human Services and the Government Accountability Office to study contraceptive coverage gaps for disabled Medicare beneficiaries and people eligible for both Medicare and Medicaid, with reports due within one to two years. No specific federal funding amount is provided in the text, as the costs would be absorbed within existing Medicare payments to providers.
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