H.R. 3576 expands the Department of Veterans Affairs life insurance program by removing the requirement that veterans have service-connected disabilities to qualify, making the program available to a broader group of veterans who apply before age 81. The bill also establishes new protections for veterans whose insurance policies might be cancelled due to VA administrative errors, requiring the VA to provide 90 days' notice and allow veterans to submit evidence defending their coverage, with decisions to be made within 180 days. Additionally, the VA cannot cancel policies for administrative error more than one year after they are issued or reinstated. Within two years of enactment, the VA must report to Congress on program enrollment, claims, payment amounts, and the financial health of the insurance program. The expansions take effect one year after the bill becomes law.
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