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S. 3907

BillFederalSenateIn Committee
Foreign Stablecoin Transparency Act
About This Bill
Committee
Latest Action · February 24, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S653-654)
Congress
119th (2025–2027)
Introduced
February 24, 2026
Sponsor
Sen. Jack ReedD
Cosponsors (0)
None
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Summary

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The Foreign Stablecoin Transparency Act would require foreign companies that issue stablecoins (digital currencies pegged to traditional assets like the U.S. dollar) to meet stricter financial disclosure requirements, bringing them in line with U.S. issuers. Specifically, foreign stablecoin issuers with more than $50 billion in outstanding stablecoins would need to prepare annual financial statements following standard accounting principles and have those statements audited by registered accounting firms using federal auditing standards. This requirement applies only to foreign issuers not already subject to U.S. Securities and Exchange Commission reporting rules. The bill amends the GENIUS Act and aims to increase transparency and oversight of large foreign stablecoin operations, though it does not alter the authority of federal accounting regulators.

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