The End Junk Fees for Renters Act would prohibit landlords from charging tenants certain fees commonly associated with rental housing. Specifically, the bill bans application fees and tenant screening fees entirely, and caps late rent fees at 3 percent of monthly rent—but only after rent is at least 15 days overdue. The law also requires landlords to disclose key information to prospective tenants before signing a lease, including total monthly costs, the property's maintenance history, pest issues, and rent increases over the past decade. The legislation applies to rental units that receive federal housing assistance and those with federally-backed mortgages, affecting millions of rental properties nationwide. Within 180 days of enactment, the Consumer Financial Protection Bureau and Federal Trade Commission must issue rules defining "junk fees" in rental housing and make it illegal for landlords to report unpaid junk fees to credit agencies.
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