The Rural America Health Corps Act establishes a federal loan repayment demonstration program for healthcare professionals willing to work in rural areas. The bill allows the Secretary of Health and Human Services to pay off student loans for doctors, nurses, and other eligible health professionals who commit to five years of full-time work in rural health professional shortage areas. Participants can receive up to $200,000 in loan repayment, with payments distributed gradually over their five-year service commitment, and those who breach their service agreement only face penalties for years they did not complete. The program authorizes $50 million in funding for each fiscal year from 2027 through 2031, and the Secretary must report to Congress within five years on how the program affects healthcare access in rural communities.
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