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H.R. 423

BillFederalHouseIn Committee
Private Student Loan Bankruptcy Fairness Act of 2025
About This Bill
Committee
Latest Action · January 15, 2025
Referred to the House Committee on the Judiciary.
Congress
119th (2025–2027)
Introduced
January 15, 2025
Cosponsors (5)
5D 0R
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Summary

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Private Student Loan Bankruptcy Fairness Act of 2025 This bill modifies the treatment of certain student loans in bankruptcy. Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.

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