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S. 4493

BillFederalSenateIn Committee
A bill to clarify the use of direct deposit for contributions to ABLE programs.
About This Bill
Committee
Latest Action · May 12, 2026
Read twice and referred to the Committee on Finance.
Congress
119th (2025–2027)
Introduced
May 12, 2026
Sponsor
Sen. Chris Van HollenD
Cosponsors (7)
4D 2R
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Summary

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This bill clarifies that direct deposit can be used to make contributions to ABLE programs, which are tax-advantaged savings accounts designed for individuals with disabilities and their families. The legislation removes any legal ambiguity that might prevent employers or financial institutions from allowing workers to direct a portion of their paychecks directly into these ABLE accounts. The bill affects anyone with a disability who uses an ABLE account, as well as employers and banks that administer payroll and financial services. There is no specific funding or implementation timeline mentioned in the legislation, as it is primarily a clarification of existing law rather than an appropriations measure.

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