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S. 4653

BillFederalSenateIn Committee
A bill to amend the Internal Revenue Code of 1986 to allow a deduction for loan interest payments made with respect to certain vehicles.
About This Bill
Committee
Latest Action · June 2, 2026
Read twice and referred to the Committee on Finance.
Congress
119th (2025–2027)
Introduced
June 2, 2026
Cosponsors (0)
None
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Summary

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This bill would expand the tax code to allow homeowners to deduct interest payments on loans used to purchase recreational vehicles, including campers and trailers designed for temporary living. Currently, the tax code allows interest deductions for certain vehicle loans, but recreational vehicles are generally excluded. The legislation amends the Internal Revenue Code to include trailers, campers, and similar vehicles designed for camping or seasonal use, as long as they are motor vehicles or can be towed by one. The change would apply to any vehicle loans taken out after December 31, 2025. This would primarily benefit individuals who finance recreational vehicles through loans, allowing them to claim a tax deduction on the interest portion of their payments.

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