The Click to Cancel Act of 2025 would turn a Federal Trade Commission rule into federal law to make it easier for consumers to cancel subscriptions and other recurring payment services. The bill codifies the FTC's Negative Option Rule issued in November 2024, which requires companies to provide a simple, straightforward cancellation process that is just as easy as signing up. This legislation would affect any business offering subscription services—from streaming services to gym memberships to software subscriptions—by legally mandating they allow customers to cancel with a single click or comparable action. The FTC would enforce the law using the same tools and penalties available under existing consumer protection laws, treating violations as unfair or deceptive business practices. The bill does not specify new funding requirements, as enforcement would fall under the FTC's existing authority and budget.
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